WHY CANCER SUPPLEMENTAL INSURANCE?

Cancer insurance is becoming more and more common because many basic health insurance plans do NOT cover all the costs tied to a cancer diagnosis.

The money from a cancer insurance policy can be used to cover out-of-pocket costs under the major medical plan, as well as other expenses that arise during cancer treatment, like lost wages and the cost of traveling to treatment facilities.

Ultimately, it is your choice what you pay with the money you receive from having a cancer policy in place at time of need.

WHO NEEDS A CANCER INSURANCE POLICY?

  • You
  • Me
  • Your neighbor
  • Anyone who has not been diagnosed with Cancer OVER 5 YEARS.

WHO DOES NOT QUALIFY FOR CANCER INSURANCE?

  • Anyone currently being treated for Cancer.
  • Anyone diagnosed with cancer in the last 5 years.

What you need to know:

Do not assume all cancer insurance plans offer the same benefits or coverage, because this is not the case. 

There are different levels of cancer policies within each carrier’s options. Make sure the level you purchase is the level you truly want. All levels cover some amount of cancer treatments, but the higher the level, the more the payout, and of course higher premiums as well.

REMEMBER: There is usually an age cut-off for the purchase of a cancer policy. The older you are, the more expensive it can be. Some insurers stop selling to age 65 and others stop selling to 75-year-olds. Once you buy at your age, you will always have the policy as long as it is paid.

 

More times than not, people who have a chance to buy a cancer policy will delay until they are no longer eligible. Please don’t let that be you!